Investment platform Public has announced the launch of its new AI-driven product, "Generated Assets," allowing users to generate customized investment indices by simply inputting their investment ideas in plain text. The feature also provides historical return comparisons and real-time performance tracking. This innovative mode, dubbed "mood investing," has sparked热议, considered a major breakthrough in the retail investment space. AIbase analyzes the technical highlights of Generated Assets and its profound impact on the investment market.
Generated Assets: AI Empowering Personalized Investment
Public's Generated Assets feature generates custom investment indices through an AI-driven index generation engine, enabling users to describe their investment ideas in natural language (e.g., "invest in AI-driven medical technology" or "focus on sustainable energy"), and the system automatically generates a customized investment index containing related stocks. AIbase learned that this function is based on Public's collaboration with IndexGPT, utilizing large language models to analyze market data, company financial reports, and industry trends to create highly personalized investment portfolios.
Users can not only view the real-time performance of the index but also compare it historically with benchmark indices such as S&P 500 or Nasdaq-100 on the platform to help evaluate the effectiveness of investment strategies. AIbase tests show that generating an index containing 10-15 stocks takes only 30 seconds, and it supports real-time tracking of price fluctuations and performance, greatly reducing the complexity of investment decisions.
Technical Highlights: Intelligent Conversion from Idea to Index
The core of Generated Assets lies in its multimodal AI analysis and real-time data integration capabilities. AIbase analyzes that this feature relies on the following technical advantages:
Natural Language Processing: Users can input vague or complex investment ideas (such as "focus on metaverse-related companies"), and AI can parse semantics and match relevant stocks like Meta Platforms (META) or Roblox (RBLX).
Historical Data Analysis: By integrating 100 trillion words of investment themes, stock prices, and financial report data, AI generates historical performance comparisons for indices with an accuracy rate of up to 90%.
Real-Time Tracking: Combined with Public's trading platform, users can monitor index performance in real time via mobile or web versions, supporting dynamic adjustment of investment portfolios.
Low Threshold Experience: No professional investment knowledge is required; users can generate indices and invest directly through an intuitive interface at a cost as low as $0.01 per share.
AIbase believes that Generated Assets simplifies complex market analysis into the "input-generate-track" process, greatly lowering the entry threshold for retail investments, contrasting sharply with traditional investment advisory services.
Application Scenarios: A Versatile Tool for Novice to Experienced Investors
The flexibility and intelligence of Generated Assets make it applicable to various investment scenarios:
Novice Investors: Quickly generate indices containing Tesla (TSLA) or First Solar (FSLR) by inputting simple ideas like "invest in green energy," reducing the learning curve.
Thematic Investing: Supports the "mood investing" style, allowing users to create personalized indices based on interests like "AI chips" or "esports industry," meeting the diversified needs of young investors.
Professional Analysis: Experienced investors can use historical return comparison functions to verify the long-term performance of investment strategies, such as comparing the annualized returns of "sustainable technology indices" with S&P 500.
Real-Time Decision Making: Combining real-time tracking, investors can quickly respond to market changes, such as adjusting index weights during earnings season.
AIbase predicts that Generated Assets will attract Generation Z and millennial investors, especially in the social media-driven "mood investing" trend, where its user-friendly nature will drive platform growth.
Community Response: A Game Changer in Retail Investments
Since the launch of Generated Assets, social media has highly praised its innovation and ease of use. AIbase observes that developers call it the "ChatGPT of retail investments" for deeply combining AI's generative capabilities with investment scenarios. Some user feedback says the intuitive experience makes them "go from zero to investment in five minutes." Public platform active users have exceeded 3 million, and the launch of Generated Assets further strengthens its competitiveness in the retail investment sector.
However, AIbase notes that some users question the transparency of AI-generated indices, such as requiring more detailed disclosure of stock selection logic and weight allocation. Public responded that it will provide more detailed algorithm explanations in future updates to enhance user trust.
Industry Impact: Democratization of AI Investment Tools
The launch of Generated Assets marks the deep application of AI in the retail investment field. AIbase analyzes that compared to Magnifi (AI-driven portfolio analysis) and Danelfin (AI stock scoring), Public provides a more intuitive user experience through its "mood investing" model and real-time tracking functions. Meanwhile, the low cost and immediacy of Generated Assets challenge the passive investment model of traditional ETFs (such as Invesco QQQ), offering users more flexible personalized choices.
AIbase believes that the success of Generated Assets may inspire Chinese investment platforms (such as Snowball or Futu) to explore similar AI-driven index generation tools, combining domestic models like Qwen3, further localizing the "mood investing" experience. However, AI investment tools need to be wary of market volatility risks and suggest users combine historical data and professional advice for decision-making.
AI Reshaping the Future of Retail Investments
As an AI-focused media outlet, AIbase highly recognizes the innovation of Public Generated Assets. By combining AI's generative capabilities with retail investments, it provides end-to-end solutions from idea to execution, marking the intelligent and democratization progress of investment tools. Of particular note is the potential compatibility with domestic AI models, providing new paths for Chinese investors to participate in global markets.
AIbase reminds users that AI-generated indices from Generated Assets should be assessed in conjunction with market conditions and personal risk tolerance. It is recommended to pay attention to updates on Public's algorithm transparency.