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HomeLoanDef

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Home loan default prediction analyzing 58.44M records across 7 datasets. XGBoost classifier with 143 engineered features achieves 83% accuracy, 52.8% recall, and 0.785 ROC AUC at threshold 0.60. Addresses class imbalance (8% default rate), memory optimization (68.5% reduction), and multicollinearity.

Creat2025-03-01T05:18:06
Update2025-11-09T22:23:48
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