2026年外滩大会上，蚂蚁集团CEO韩歆毅表示，智能体商业的“ChatGPT时刻”已全面到来。智能体正从能力展示工具迈入真实交易阶段，成为连接用户需求与真实供给的核心商业入口。此前ChatGPT实现自然语言交互跃迁，如今智能体进一步深入商业闭环。
京东AI Agent与腾讯元宝实现小程序生态打通，成为首个入驻元宝的电商合作伙伴。合作覆盖数码、家电、美妆、食品等全品类，用户可在元宝内完成商品查询、推荐、下单、履约及售后全流程，实现AI对话到电商交易的无缝闭环。
支付宝上线AI开放平台，面向商家、机构、服务商等开放AI能力，标志其AI战略深化。核心变革在于交互模式：用户直接对AI说出需求，由AI理解、匹配并执行服务，完成交易闭环，取代传统的搜索点击跳转。
腾讯与京东近日宣布深度合作，围绕AI Agent（智能体）展开联合布局，标志着国内AI应用进入“交易闭环验证期”。此前多数AI Agent仅停留在信息搜索等浅层交互，此次合作旨在推动AI从建议走向实际商业交付，打破僵局。
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