多家银行近期密集推出AI主题信用卡与借记卡，将大模型Token、AI会员等智能权益融入卡产品，吸引年轻和科技客群。7月15日银联宣布联合多家银行打造智能体主题信用卡，纵深推进AI权益与金融消费场景融合。6月以来招商、农行、平安、浦发等十余家银行已携手银联、美国运通及Kimi等平台率先尝试。
腾讯云联合平安银行、中国银联推出“AI智算卡”借记卡，面向个人用户，整合基础金融与专属算力权益，解决多平台切换和重复充值痛点，实现AI算力消费、工具使用及日常金融一卡化。该卡一键链接银联云计算平台，预计7月开放申请。
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